Turn any Quicken QIF export into a clean, balanced QuickBooks Web Connect (.qbo) file. Reads the QIF tags directly, fixed date formats, no manual entry.
No account needed for your first conversions. We never store your bank login.
Works with QIF exports from Quicken and your bank
QuickBooks only imports the proprietary .QBO Web Connect format, but Quicken and many finance tools export QIF. QIFQBO is the bridge: drop the file, get a file that imports clean on the first try.
We read the date (D), payee (P), amount (T) and memo (M) tags straight from your QIF, so there is nothing to map and nothing to guess.
A wrong MM/DD versus DD/MM date silently mis-posts transactions. We detect the format and let you override it, so March 4 never becomes April 3.
We generate valid OFX/QBO with the right account type, currency and Financial Institution ID, so you never hit an unknown FID or CREDITLINE error on import.
Split transactions and signed amounts in your QIF are summed and signed correctly, so debits and credits import the way QuickBooks expects.
Need QFX, OFX or IIF instead? Or a clean Excel copy for your records? Export the same parsed data to any of them.
Your data is processed over an encrypted connection and the uploaded file is deleted automatically. We never ask for your bank login.
“I manage 30 client books. Several clients still keep their records in Quicken, so I was retyping QIF exports by hand. QIFQBO turned that into a 10-second download. It paid for itself the first week.”
“The date-format fix alone is worth it. We kept getting transactions posted to the wrong month from a UK client. One toggle and it imports perfectly now.”
“Our old Quicken QIF files had split transactions that QuickBooks would never take. QIFQBO normalised them and the .qbo reconciled on the first pass.”
A QBO file is a QuickBooks Web Connect file. It uses the Open Financial Exchange (OFX) format that Intuit built so that banks could deliver transactions directly into QuickBooks. When you download a .qbo file and open it, QuickBooks recognises every field it needs: the posting date, the amount, whether the transaction is a debit or a credit, a description, and a unique transaction ID so the same line is never imported twice. That is why a QBO file imports cleanly while a raw QIF file does not import at all.
The problem is simple. Quicken, Microsoft Money, and many personal-finance tools export to QIF, the Quicken Interchange Format. QuickBooks, on the other hand, no longer imports QIF transactions into bank or credit-card accounts at all. QuickBooks Online has no QIF import, and modern QuickBooks Desktop dropped QIF for bank feeds, so a .qif file is a dead end on its own. The clean path, whether you are on QuickBooks Online or Desktop, is to convert your QIF to QBO first, then import the QBO as a Web Connect file. That is the single job QIFQBO does, and it does it without you ever touching a mapping screen.
Converting QIF to QBO yourself by hand is genuinely hard. The OFX/QBO format is a strict SGML document with required headers, a signon block, a bank account block with the correct account type, a transaction list bracketed by start and end dates, and a ledger balance. Every transaction needs a correctly formatted timestamp (YYYYMMDD), a signed amount, a transaction type of DEBIT or CREDIT, and a unique FITID. Miss one element and QuickBooks rejects the whole file. QIFQBO assembles all of that for you from the tags in your QIF file, so the file is valid the first time.
The whole point of a QIF to QBO converter is that you should not need a manual. Here is the entire process with QIFQBO:
.qif onto the converter at the top of this page. You do not need an account to try it. We read the file instantly in your browser session and parse each record straight from its tags: the date (D), the payee (P), the amount (T), the memo (M), and any check or reference number (N).That is it. No template to build, no mapping screen, no retyping. A QIF that used to mean hours of re-entry becomes a ten-second download. If you convert from the same account every month, QIFQBO handles each new file the same reliable way.
The reason people search for how to import bank transactions into QuickBooks Online is almost always the same: their data lives in Quicken or an old finance tool that only exports QIF, and QuickBooks will not take that file. QuickBooks Online supports two file paths, the CSV importer and the QBO Web Connect upload. QIF is not one of them. By converting your QIF to QBO, you move your transactions onto the QBO Web Connect path, which just works, because the file already contains everything QuickBooks needs.
You upload a single .qbo file, QuickBooks reads the account type and the transactions, and it presents them in the For Review tab exactly as a live bank feed would. You categorise, you match, you accept. Because each transaction carries a unique FITID, QuickBooks will not double-import a line if you upload an overlapping date range later, which is one of the most common ways manual imports create duplicate transactions.
QIFQBO also solves the smaller frustrations that derail a QuickBooks import: amounts written with thousands separators like 1,250.00, amounts wrapped in parentheses to show a negative, currency symbols in the amount tag, split transactions that need to be summed, and Quicken's apostrophe year format like 03/04'26. We read and normalise all of it so QuickBooks sees clean numbers and clean dates.
QIFQBO handles ordinary bank account QIF exports and credit-card account QIF exports, and it knows the difference matters. A QIF declares its kind with a header line such as !Type:Bank or !Type:CCard. When you import a credit-card export into QuickBooks as if it were a bank account, you can hit the dreaded CREDITLINE or wrong-account-type error, and the signs on your charges and payments can end up reversed. We read the QIF type and let you confirm a credit-card account, which writes the correct account type into the QBO so charges post as charges and payments post as payments.
For checking and savings accounts, we read the signed amount from the T tag, where debits are negative and credits are positive, and we sum any split lines into a single correct total. Whatever the source, the QBO comes out with each transaction signed correctly so your running balance and your reconciliation tie out.
This makes QIFQBO a fit for the real monthly workflow of a bookkeeping practice. Convert each client's checking QIF, then their savings, then the business credit card, then the owner's card, each as its own QBO, and import them one after another. No account is too small, because we work from the QIF file you already have rather than a fragile direct connection.
Not every situation calls for a QBO. QIFQBO can take the same parsed transactions and write whichever format you actually need:
.qif export into a QuickBooks Web Connect file.Because all of these are generated from the one clean pass over your file, you never have to re-read your QIF to switch formats. Convert once, export anywhere. That also means you can keep a tidy Excel copy of the parsed transactions for your own records at the same time you produce the QBO for QuickBooks.
People shopping for QIF to QBO converter software or a QIF converter for QuickBooks usually run into two kinds of product: expensive desktop applications that you download, license, and update, and per-page OCR tools built for scanned PDFs that bill you for pages you are not even using. QIFQBO is neither. It runs in your browser, so there is nothing to install and nothing to keep up to date, and it is purpose-built for structured QIF data, so there is no per-page OCR cost and no accuracy guessing.
That focus is the advantage. A general document tool has to be cautious because it is reading pixels. A QIF is already structured data with named tags, so QIFQBO can be exact: it reads your real values, applies real accounting rules, and produces a deterministic, repeatable QBO. The same input always gives the same output, which is exactly what you want when you are going to reconcile against it.
If you have been searching for a MoneyThumb alternative, a ProperSoft alternative, a DocuClipper alternative, or a SaasAnt Transactions alternative, here is the honest landscape. MoneyThumb and ProperSoft are capable desktop products, but they are downloads with hundreds of dollars of one-time license cost and a dated install-and-update workflow. DocuClipper is strong at OCR for scanned PDF statements, but it prices per page and gates QBO export to higher tiers, which is expensive overkill when your data is already a clean QIF. SaasAnt connects directly to QuickBooks Online and imports rather than producing a portable QBO file, which ties you to its credit model and to an always-on connection.
QIFQBO sits deliberately in the gap: a focused, browser-based QIF to QBO converter that costs a fraction of a desktop license, never charges per page, and gives you a real .qbo file you own and can import into any QuickBooks company. You can try it right now, on this page, with no account and no credit card, which none of the desktop tools let you do.
Most of the frustration around QuickBooks imports comes down to a handful of specific failures, and QIFQBO is built to prevent each one:
Convert your first QIF to QBO at the top of this page and see the difference on your own file. No account needed to start.
Everything bookkeepers ask before their first QIF conversion.
For the solo bookkeeper running a monthly close in QuickBooks.
USD / month
billed $288 yearly
For a firm or finance team converting across many clients and currencies.
USD / month
billed $888 yearly
For multi-bookkeeper firms managing many client books at scale.
USD / month
billed $2,988 yearly